Service Categories
- Services
Service Categories for Nidaan Desk
Insurance Broking & Sales (Regulated Activity)
- Partnering with licensed brokers to offer policy comparisons and purchases.
- Custom recommendations from multiple insurers (neutral, need-based advice).
- Annual policy review and renewal management.
Renewal Management Services
- Auto-reminders for premium due dates.
- Evaluation of changing coverage needs at renewal time.
- Seamless renewal filing assistance.
Claims Concierge (Premium Tier)
- Full-cycle white-glove claim handling for high-value policies.
- Representation during hospital pre-authorization or insurer surveyor meetings.
- Claim tracking dashboard with real-time status updates.
Underwriting Advisory for Clients
- Helping clients understand insurer risk criteria before applying.
- Risk profile review to improve chances of approval or better premiums.
Documentation & Application Filing
- Assistance in proposal forms, KYC, declarations, and health documentation.
- E-filing or physical documentation support.
Corporate & SME Insurance Services
- Group Mediclaim, Group Life, Liability, and Workmen Compensation support.
- Employee onboarding, claims coordination, and exit support.
Regulatory Representation
- Drafting complaints to IRDAI, Ombudsman, or consumer court (non-litigious support).
- Evidence compilation and procedural guidance.
Risk & Portfolio Assessment
- Mapping current policies vs. actual needs (Life, Health, Property).
- Identifying overlaps, underinsurance, or unnecessary coverage.
Wellness & Risk Mitigation Advisory
- Connecting health insurance clients with wellness programs.
- Risk prevention education (fire safety, health monitoring, etc.).
